Il peut \u00eatre difficile de d\u00e9terminer s\u2019il faut ou non investir dans un placement immobilier particulier. Afin de prendre une d\u00e9cision \u00e9clair\u00e9e, il est important de faire des recherches sur l\u2019investissement et de comprendre les risques et les avantages qui y sont associ\u00e9s. Les SCPI sont un type d\u2019investissement immobilier relativement nouveau, il n\u2019y a donc pas beaucoup de donn\u00e9es disponibles sur leur performance. Cependant, il y a certains \u00e9l\u00e9ments \u00e0 prendre en compte pour d\u00e9cider d\u2019investir ou non dans les SCPI.<\/p>\n
Tout d\u2019abord, il est important de comprendre ce qu\u2019est une SCPI et comment elle fonctionne. SCPI signifie \u00ab\u00a0Soci\u00e9t\u00e9 Civile de Placement Immobilier\u00a0\u00bb et est un type de v\u00e9hicule d\u2019investissement immobilier qui permet aux investisseurs de mettre en commun leur argent et d\u2019acheter des actifs immobiliers. Les biens sont ensuite g\u00e9r\u00e9s par une soci\u00e9t\u00e9 de gestion immobili\u00e8re professionnelle. Ce type d\u2019investissement peut \u00eatre attrayant pour les investisseurs car il offre diversification et liquidit\u00e9. La diversification signifie que l\u2019investisseur est r\u00e9parti sur plusieurs biens immobiliers, ce qui r\u00e9duit le risque si l\u2019un d\u2019entre eux se comporte mal. La liquidit\u00e9 signifie que l\u2019investisseur peut vendre ses parts dans la SCPI relativement rapidement s\u2019il a besoin d\u2019encaisser son investissement.<\/p>\n
Un autre \u00e9l\u00e9ment \u00e0 prendre en compte lors d\u2019un investissement en SCPI sont les frais qui y sont associ\u00e9s. Il existe g\u00e9n\u00e9ralement deux types de fraisla commission de gestion et la commission de performance. La commission de gestion est un pourcentage du total des actifs sous gestion et sert \u00e0 couvrir les co\u00fbts li\u00e9s \u00e0 la gestion de la SCPI. La commission de performance est un pourcentage des b\u00e9n\u00e9fices r\u00e9alis\u00e9s par la SCPI et est g\u00e9n\u00e9ralement vers\u00e9e \u00e0 la soci\u00e9t\u00e9 de gestion immobili\u00e8re. Les commissions de performance peuvent gruger le rendement de vos investissements, il est donc important de comprendre comment elles fonctionnent avant d\u2019investir.<\/p>\n
Enfin, il est \u00e9galement important de consid\u00e9rer les implications fiscales d\u2019un investissement dans une SCPI. En France, les SCPI sont soumises \u00e0 un r\u00e9gime sp\u00e9cial appel\u00e9 \u00ab\u00a0Censi-Bouvard\u00a0\u00bb qui offre certains avantages fiscaux. Cependant, ces avantages fiscaux peuvent ne pas \u00eatre accessibles aux investisseurs \u00e9trangers. Avant d\u2019investir dans une SCPI, vous devez consulter avec un conseiller fiscal pour d\u00e9terminer si le r\u00e9gime Censi-Bouvard s\u2019applique \u00e0 votre cas et s\u2019il vous serait b\u00e9n\u00e9fique ou non.<\/p>\n
Investir dans une SCPI peut \u00eatre un excellent moyen de diversifier votre portefeuille de placements et d\u2019obtenir des rendements plus \u00e9lev\u00e9s que de nombreux autres types d\u2019investissements. Cependant, il y a certains \u00e9l\u00e9ments \u00e0 prendre en compte avant de r\u00e9aliser un investissement. Assurez-vous de comprendre les frais et les implications fiscales associ\u00e9s \u00e0 un investissement dans une SCPI et consultez un professionnel si vous avez des questions. Avec une planification minutieuse, investir dans une SCPI peut \u00eatre un excellent moyen d\u2019atteindre vos objectifs d\u2019investissement.<\/p>\n
The SCPI<\/strong> are by definition investment vehicles related to commercial real estate.<\/p>\n The question the world is asking these days is about their ability or inability to manage this sector during the crisis, to manage retail, office, and logistics platforms. What is the outlook for 2021 regarding the performance of SCPIs<\/strong>and is it it's worth investing or not<\/strong> ? The answers in the following article!<\/p>\n SCPI, or in other words: \" Real Estate Investment Trust (Soci\u00e9t\u00e9 Civile de Placement Immobilier)<\/strong> \"is a group of companies that deals with the rental, ownership, and professional renovation of real estate.<\/p>\n SCPI units are subscribed to through asset management advisors and banks. In most cases, they are purchased on credit<\/strong>with a tax reduction<\/strong> and leverage, but don't forget that it's quite a commitment over the long term. The shares of these companies are not listed at all, so if the owner would like to sell them, it won't be possible, unless there is a buyer. This is what we call the private market, which is normally organized by SPCI<\/strong>. Once or twice a year, the price of the shares is evaluated according to the estimated value of the real estate<\/strong>. For many years, the SCPI has always been an excellent investment, but is this still the case today?<\/p>\n Speaking of SCPIs, it is important to remember that investment in SCPI<\/strong> is generally turned towards :<\/p>\n Capitalization of real estate assets<\/strong> is in most cases greater than 100\/200 million euros.<\/p>\n So, the number of tenants <\/strong>who have a large financial base can reduce rental risks. The measures taken by the government concerning the progression of the coronavirus <\/strong>have also allowed those companies impacted by the containment directly, to be able to make requests to their personal landlord for a suspension or deferral of their rents. Unfortunately, some companies will face the crisis en postponing their projects. <\/strong><\/p>\n This is particularly the case for SCPIs related to commercial or tourist themes <\/strong>which have been more heavily affected by the health crisis. However, REITs in the health, offices, logistics or digital commerce<\/strong> have been able to cope with the considerable decline in yields to date.<\/p>\n On the other hand, SCPIs that have been properly managed have been resilient and have been able to withstand the health crisis<\/strong>using their cash flow and resources to invest in lower-priced premises in order to increase and improve the quality of their real estate<\/strong> in the near future.<\/p>\n On the other hand, it is the management companies that often manage the SCPI. This means that it is advisable to separate the returns higher than 6% of the management houses<\/strong>and this, in all circumstances.<\/p>\n It is true that the CoVid-19<\/strong> has probably pushed companies to a great reduction of the real estate parks, here are some illustrations:What is an SCPI?<\/h2>\n
The advantages of SCPIs during the crisis<\/h2>\n
\n
The impact of Covid-19 on SCPIs<\/h2>\n
\nThe majority of large companies have <\/strong>indebted <\/strong>in 2020 in order to face the health crisis that threatened them. All debts will have to be repaid in the following years, which will result in a large decrease in costs.
\n- Decreases in staffing prices<\/strong> will add to the cost reductions in office real estate through a reduction in borrowing by real estate companies, which is reinforced by the sharp increase in telecommuting, or at least part-time work. (An article in Echoes confirms this, although more 73% of employees want to continue working from home).<\/strong>
\n- The use of the electronic commerce has<\/strong> This has led to an increase in the physical markets. Unfortunately, because of this crisis, many shopping centers <\/strong>did not survive the ordeal, while some stores with good locations were not affected.<\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":603,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"19","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[19],"tags":[],"class_list":["post-555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-immobilier","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"_links":{"self":[{"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/posts\/555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/comments?post=555"}],"version-history":[{"count":0,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/posts\/555\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/media\/603"}],"wp:attachment":[{"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/media?parent=555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/categories?post=555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/tags?post=555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}