{"id":1313,"date":"2022-06-02T14:01:48","date_gmt":"2022-06-02T14:01:48","guid":{"rendered":"https:\/\/toukiela.com\/?p=1313"},"modified":"2022-09-14T08:30:30","modified_gmt":"2022-09-14T08:30:30","slug":"assurance-trottinette-electrique-obligatoire-moins-de-25-km-h","status":"publish","type":"post","link":"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/","title":{"rendered":"All you need to know about compulsory electric scooter insurance for speeds under 25 km\/h"},"content":{"rendered":"<p>Les scooters \u00e9lectriques de moins de 25 km\/h ne sont pas tenus d\u2019avoir une assurance obligatoire dans la plupart des \u00c9tats, mais il est tout de m\u00eame recommand\u00e9 d\u2019avoir une assurance en cas d\u2019accident. L\u2019assurance responsabilit\u00e9 civile vous prot\u00e9gera si vous \u00eates reconnu responsable d\u2019un accident et vous aidera \u00e0 payer les dommages ou les blessures qui surviennent. Si vous n\u2019avez pas d\u2019assurance responsabilit\u00e9 civile, vous pouvez \u00eatre tenu responsable de la totalit\u00e9 du co\u00fbt de l\u2019accident. L\u2019assurance collision et l\u2019assurance tous risques couvrent le co\u00fbt des dommages caus\u00e9s \u00e0 votre scooter s\u2019il est impliqu\u00e9 dans un accident, quelle que soit la personne responsable. Ces types d\u2019assurance ne sont pas obligatoires, mais ils peuvent vous aider \u00e0 couvrir le co\u00fbt des r\u00e9parations ou du remplacement si votre scooter est endommag\u00e9.<\/p>\r\n<p>Les scooters \u00e9lectriques peuvent \u00eatre un excellent moyen de se d\u00e9placer, mais il est important de s\u2019assurer que vous \u00eates correctement assur\u00e9 avant de prendre la route. Dans la plupart des \u00c9tats, les scooters \u00e9lectriques de moins de 25 mph ne n\u00e9cessitent pas d\u2019assurance obligatoire, mais il est tout de m\u00eame recommand\u00e9 d\u2019avoir une assurance en cas d\u2019accident. L\u2019assurance responsabilit\u00e9 civile vous prot\u00e9gera si vous \u00eates reconnu responsable d\u2019un accident et vous aidera \u00e0 payer les dommages ou les blessures qui surviennent. Si vous n\u2019avez pas d\u2019assurancesi vous n\u2019\u00eates pas responsable de l\u2019accident, vous pouvez \u00eatre tenu responsable du co\u00fbt total de l\u2019accident. L\u2019assurance collision et l\u2019assurance tous risques couvrent le co\u00fbt des dommages caus\u00e9s \u00e0 votre scooter s\u2019il est impliqu\u00e9 dans un accident, peu importe qui est responsable. Ces types d\u2019assurance ne sont pas obligatoires, mais ils peuvent aider \u00e0 couvrir le co\u00fbt des r\u00e9parations ou du remplacement si votre scooter est endommag\u00e9. Assurez-vous d\u2019\u00eatre correctement assur\u00e9 avant de prendre la route avec votre scooter \u00e9lectrique.<\/p>\r\n<p>The electric scooters are more and more used. Indeed, they are easy to take in hand and can fit everywhere thanks to their reduced size. They are also very practical as they allow you to quickly get from point A to point B without having to deal with heavy traffic or bad weather. However, it is necessary to be careful when driving this type of vehicle and to respect the traffic regulations. It is also necessary to subscribe to an adapted insurance to be reimbursed in case of accident. There are several insurers who can offer prices and contracts adapted to the needs of each person, such as Axa, Allianz, Generali, Luko, Gmf, Macif.<\/p>\r\n\r\n\r\n\r\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f24568288bf\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f24568288bf\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/#Lassurance_trottinette_electrique_est-elle_obligatoire\" >Is electric scooter insurance mandatory?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/#Comment_choisir_une_assurance_trottinette_electrique\" >How to choose an electric scooter insurance ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/#Comment_trouver_une_assurance_trottinette_electrique_pas_chere\" >How to find a cheap electric scooter insurance ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/#Comment_resilier_son_assurance_trottinette_electrique\" >How to cancel your electric scooter insurance ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/#Ou_mettre_vignette_assurance_trottinette\" >Where to put the scooter insurance sticker?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/#Comment_assurer_une_trottinette_electrique\" >How to insure an electric scooter?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/#Est-ce_que_le_port_du_casque_est_obligatoire_en_trottinette\" >Is it mandatory to wear a helmet when scooting?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/toukiela.com\/en\/compulsory-electric-scooter-insurance-less-than-25-km-h\/#Combien_coute_une_assurance_trottinette\" >Combien co\u00fbte une assurance trottinette ?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Lassurance_trottinette_electrique_est-elle_obligatoire\"><\/span>Is electric scooter insurance mandatory?<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" class=\"wp-image-1318\" src=\"https:\/\/toukiela.com\/wp-content\/uploads\/2022\/06\/Lassurance-trottinette-electrique-est-elle-obligatoire--1024x576.jpg\" alt=\"Is the electric scooter insurance mandatory?\">\r\n<figcaption>Is the electric scooter insurance mandatory?<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<p>If the electric scooter is a very popular transportation solution for young people and people with reduced mobility, it is not mandatory. Indeed, the use of this means of transport does not require insurance. However, in case of an accident, the user can be covered by a civil liability insurance or by an individual accident insurance.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comment_choisir_une_assurance_trottinette_electrique\"><\/span>How to choose an electric scooter insurance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p>In order to benefit from optimal coverage, it is important to choose the right insurer. To do this, the scooter driver should choose an insurance company that offers offers coverage adapted to the user's needs. Indeed, some insurance companies only offer basic formulas and do not cover damage caused to others or medical expenses incurred in the event of an accident. It is therefore advisable to contact several insurance companies in order to identify the one that offers packages adapted to the needs of the driver and that is able to cover accidents.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comment_trouver_une_assurance_trottinette_electrique_pas_chere\"><\/span>How to find a cheap electric scooter insurance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p>There are several ways to find an insurer with interesting offers for electric scooter drivers. The simplest and most effective is undoubtedly the online comparators. These tools allow you to obtain free and personalized quotes in just a few seconds. All you have to do is fill in a form and the tool will determine the price of the scooter insurance.<\/p>\r\n\r\n\r\n\r\n<p>There are several insurance companies that offer interesting deals for electric scooter drivers. Before choosing an insurance policy, it is important to make sure that it offers coverage in case of an accident and that it is adapted to the driving of the vehicle. It is also important to choose an insurance that offers an interesting compensation amount and adapted to the driving of the vehicle.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comment_resilier_son_assurance_trottinette_electrique\"><\/span>How to cancel your electric scooter insurance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p>The cancellation of the electric scooter insurance can be done at any time. However, it is advisable to cancel at least 2 months before the expiry date to avoid unpleasant surprises and penalties. The Hamon law also makes it easy to cancel your insurance by sending a cancellation letter by registered mail with acknowledgement of receipt to the insurance company. This must be done at the latest two months before the contract expiry date.<br>In case of cancellation because of a rate increase, it is possible to cancel the electric scooter insurance provided that it is done at least 2 months before the anniversary date of the contract and that the reason is admissible. In this case, it is imperative to inform the insurance company by registered letter with acknowledgement of receipt in order to avoid unpleasant surprises.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ou_mettre_vignette_assurance_trottinette\"><\/span>Where to put the scooter insurance sticker?\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p>The insurance sticker is a document that must be affixed to the electric scooter. It makes it possible to attest that the driving of the vehicle was insured and that there was no responsible disaster. The sticker is also a way for the police to identify the vehicle during a road check. It is therefore a proof to be provided in case of a road check.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comment_assurer_une_trottinette_electrique\"><\/span>How to insure an electric scooter?<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p>Insurance companies offer two types of insurance for electric scooter users: specific insurance and traditional insurance. The formulas can also vary according to the needs and expectations of users. To subscribe to an electric scooter insurance, it is important to compare the offers before making a commitment. Indeed, certain insurance companies offer a reduction if you subscribe several insurances at the same time.<br>Electric scooter insurance plans offered by insurance companies<br>It is possible to subscribe to two types of insurance for an electric scooter: the third party insurance and the comprehensive insurance.<br><strong>Third party insurance<br><\/strong>Third party insurance covers the driver in case of an accident, whether it is caused by a third party (other user, pedestrian, other driver) or an accident caused voluntarily. Third party insurance covers the vehicle up to its value and its equipment.<br><strong>All risk insurance<br><\/strong>Comprehensive insurance provides complete coverage for the vehicle and its use. It covers all damages that can be caused to the vehicle during normal use. In the event of an accident or claim, comprehensive insurance also covers bodily injury to the insured person.<br>Electric scooter insurance coverage offered by insurance companies<br>Depending on the insurance formula chosen by the user of the electric scooter and the type of contract taken out with an insurance company, several guarantees may be offered. It is important to read the contracts carefully before subscribing to ensure that they cover the use of the vehicle.<br><strong>Driver's bodily injury coverage<br><\/strong>This guarantee allows the victim of a road accident for which he is not responsible to receive compensation. It also covers the medical expenses incurred by the driver to treat himself following an accident of the electric scooter, whether the accident is responsible or not. It is important to note that the driver's bodily injury coverage may be limited by the insurance's liability coverage.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Est-ce_que_le_port_du_casque_est_obligatoire_en_trottinette\"><\/span>Is it mandatory to wear a helmet when scooting?\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" class=\"wp-image-1317\" src=\"https:\/\/toukiela.com\/wp-content\/uploads\/2022\/06\/Est-ce-que-le-port-du-casque-est-obligatoire-en-trottinette--1024x576.jpg\" alt=\"Is it mandatory to wear a helmet when scooting? \u00a0\">\r\n<figcaption>Is it mandatory to wear a helmet when scooting? \u00a0<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<p>Wearing a helmet is mandatory on electric scooters, but also on other motorized vehicles such as a scooter. It is strongly recommended that electric scooter drivers wear one in order to limit the risk of injury when falling or colliding with a vehicle or person. Indeed, in case of impact with a pedestrian or another person on the road, the driver will be fully responsible and will have to compensate the victim.\u00a0<\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"Combien_coute_une_assurance_trottinette\"><\/span>Combien co\u00fbte une assurance trottinette ?<span class=\"ez-toc-section-end\"><\/span><\/h2><p>M\u00eame si cela peut sembler surprenant, la trottinette fait d\u00e9sormais partie des engins que vous devez assurer. Comme avec une assurance voiture ou moto, l\u2019assurance trottinette <strong>couvre les risques<\/strong> li\u00e9s \u00e0 l\u2019utilisation de cet engin sur la route.<\/p><p>Vous vous demandez quelle compagnie choisir pour trouver une assurance trottinette efficace ? Alors faites un tour sur <a href=\"https:\/\/www.april-moto.com\/assurance-trottinette\/\">https:\/\/www.april-moto.com\/assurance-trottinette\/<\/a>. Vous pourrez ainsi trouver les <strong>meilleures offres<\/strong> pour souscrire \u00e0 un contrat d\u2019assurance sur mesure.<\/p><p>Vous serez rassur\u00e9 de constater que le tarif pour une telle assurance est tr\u00e8s abordable, car vous aurez des offres \u00e0 tout juste <strong>5 euros par mois<\/strong>. Pour ce prix vous pourrez profiter de <strong>toutes les garanties obligatoires<\/strong> li\u00e9es \u00e0 ce type d\u2019engin.<\/p><p>Vous aurez droit \u00e0 plusieurs autres garanties essentielles, notamment la <strong>garantie juridique d\u00e9fense<\/strong> et la <strong>garantie sp\u00e9ciale mobilit\u00e9<\/strong>. L\u2019offre concerne toutes les trottinettes pouvant \u00eatre mise en circulation, quel que soit le mod\u00e8le.<\/p><p>Si vous voulez avoir d\u2019autres garanties sp\u00e9cifiques, vous pourrez regarder les autres formules disponibles, mais le tarif reste quand m\u00eame abordable. Il est vrai qu\u2019en fonction des compagnies d\u2019assurance, le montant peut varier. Toutefois, en r\u00e8gle g\u00e9n\u00e9rale, il ne faut que <strong>quelques euros par mois<\/strong> pour une assurance trottinette.<\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":1319,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[30],"tags":[],"class_list":["post-1313","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurances","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"_links":{"self":[{"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/posts\/1313","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/comments?post=1313"}],"version-history":[{"count":0,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/posts\/1313\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/media\/1319"}],"wp:attachment":[{"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/media?parent=1313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/categories?post=1313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/toukiela.com\/en\/wp-json\/wp\/v2\/tags?post=1313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}